Quick Money Chats: Answers to Your Questions
Jun 18, 2021
We pre-recorded today’s Extension Office Friday conversation via Zoom with Karen Poff, Senior Extension Agent, Family & Consumer Science, Virginia Cooperative Extension office. Karen is based in the Warren County office, but serves all five surrounding counties. She also manages the Northern Shenandoah Valley Financial Education Program.
Karen answered a few of the "Quick Money Chat" questions that she's received since the program kicked off several months ago:
- How do I get a free copy of my credit score?
- I’m looking at refinancing my home. What types of things should I consider when checking my credit, choosing a lender, comparing options, etc.?
- If I have some extra disposable income, should I pay down debt with it or invest it?
- I am in a later-life marriage and my husband wants to add me to the deed on his home, but not add me to the mortgage. What are the advantages and disadvantages of this?
- Can you review my credit report to help me figure out what I need to do to improve my credit score?
Get more information about the FREE program here: https://warren.ext.vt.edu/programs/nsvfep/quickmoneychats.html
A few of the resources Karen mentioned during our conversation:
Quick Money Chats Landing Page - https://tinyurl.com/quickmoneychats
CFPB Where Can I Get My Credit Score? - https://www.consumerfinance.gov/ask-cfpb/where-can-i-get-my-credit-score-en-316/
Federal Trade Commission Shopping for a Mortgage - https://www.consumer.ftc.gov/articles/0189-shopping-mortgage
CFPB Interactive Interest Rate Chart - https://www.consumerfinance.gov/owning-a-home/explore-rates/
Virginia Lawyer Referral Service - https://vlrs.community.lawyer/ (800) 552-7977